Page 1 of 2 1 2 LastLast
Results 1 to 15 of 19

Thread: may i have your advise please?

  1. #1
    Join Date
    Jan 2008
    Location
    malaysia
    Posts
    10
    Rep Power
    0

    Exclamation may i have your advise please?

    if i wan to do my bussiness on internet am i need a credit card to start? if don't need, can you just explain to me how? thank you very much!

  2. #2
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    welcome to the board...
    you have to apply for tune card from tunemoney.com
    for internet online..
    or public bank debit card..
    doesn't need any references if you are 18..

    what kind of business aren't you ?

  3. #3
    Join Date
    Sep 2005
    Location
    in my body lar...
    Posts
    1,325
    Rep Power
    0
    Quote Originally Posted by juzplay View Post
    if i wan to do my bussiness on internet am i need a credit card to start? if don't need, can you just explain to me how? thank you very much!
    its depends on what sort of internet business you want to start with....
    if doing cpc, cpa, cpm, affiliates, then you don't...

    if you want to start your own ecommerce site then you might not need it also.. coz its depends on what sort of payment gateway u are adopting...

    i would suggest that you make it clear on what kind of business you have in mind and what sort of budget you have if any....

    fyi. starting a internet business isn't any different from the traditional brick-n-mortar biz....

    so be specific and tell us your need....

  4. #4
    Join Date
    Mar 2008
    Location
    pd
    Posts
    497
    Rep Power
    154
    If your customers are likely to be all Malaysian, just use online banking. It works pretty well for us, when m2u.com is up... only need bank account, online access to your accounts, and a shopping cart. Finished already!

  5. #5
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    most of malaysians are using maybank online,
    they not secured in managing online transfer,
    most of my relatives are losing their money thru this section.

  6. #6
    Join Date
    Mar 2008
    Location
    pd
    Posts
    497
    Rep Power
    154
    Woah! Really? Care to elaborate? I keep waiting for the day my bank allows me to pay money to foreign banks directly online and receive it too, I'm going to rip up my credit cards and terminate my Paypal account immediately.

    Maybank2u has been working great for me in Malaysia, and an online shop I do some work for. OK, so it's sometimes unusably slow, but we haven't detected a single problem in hundreds of transactions.

    Most of your relatives have lost money? How?

  7. #7
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    when the main screen request for the pin / password..
    it will not always happen... it could be sometimes, usually,
    hacking system, interruption, unable to connect
    any ex- maybank here ? they are better knowledgeable..
    Last edited by canagdesigner; 03-06-2008 at 07:59 AM.

  8. #8
    Join Date
    Jan 2007
    Location
    -
    Posts
    365
    Rep Power
    167
    Are you saying that there are problems accessing and logging into the system? Or are you saying that your relatives have actually lost money from their accounts?

    If they have lost money, have they complained to the bank? What did the bank have to say? Do you know what exactly happened? Is it due to eg using simple passwords that people can guess? Were they refunded the money?

    I am sure many of us who use the online facility will want to know more details about this issue so please give us more details.

  9. #9
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    the connection are not really secured
    for example.
    after signing up.. they will need password for the account...<maybank2u>
    get it from the machine at any ATM machine..
    then use it online for transferring money, reload Touch and Go
    what so ever...

    while online.... they could be an error 'unable to connect'
    after few times, entering my girl friend account..
    adding password, hanging around 2-3 minutes
    and click button 'Are you wish to continue'
    then it appears payment completed..
    (I am putting RM 200 for the meal allowance )
    on the next 3 day, she wish to withdraw...
    current balance is RM 50..
    What is happening ? I'm asking my girl to solve this problem..
    she would'nt know ?? My relatives are losing RM 700 just changing
    to the new ATM card supplementary..
    Last edited by canagdesigner; 03-06-2008 at 01:17 PM.

  10. #10
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    I'm going to Maybank HQ at 17th Floor,
    Customer Service Complaints,
    they said, we will conduct an inspection..
    after 2 weeks.. no answer...
    they refused to get my attention...
    too silly...Asshole

    Has maybank accessing the customer account for surveying ??
    I believe that hackers are really damn good...
    Last edited by canagdesigner; 03-06-2008 at 01:10 PM.

  11. #11
    Join Date
    Jan 2007
    Location
    -
    Posts
    365
    Rep Power
    167
    Quote Originally Posted by canagdesigner View Post
    the connection are not really secured
    for example.
    after signing up.. they will need password for the account...<maybank2u>
    get it from the machine at any ATM machine..
    then use it online for transferring money, reload Touch and Go
    what so ever...
    That is supposed to be a temporary password for your first time login. The first thing you should do after your first time login is to change the account password to something else.

    Quote Originally Posted by canagdesigner View Post
    while online.... they could be an error 'unable to connect'
    after few times, entering my girl friend account..
    adding password, hanging around 2-3 minutes
    and click button 'Are you wish to continue'
    then it appears payment completed..
    While the site itself may be slow sometimes, but it could also be your own connection causing the problem.

    Quote Originally Posted by canagdesigner View Post
    (I am putting RM 200 for the meal allowance )
    on the next 3 day, she wish to withdraw...
    current balance is RM 50..
    What is happening ? I'm asking my girl to solve this problem..
    she would'nt know ?? My relatives are losing RM 700 just changing
    to the new ATM card supplementary..
    There is a transaction history which you can check to see if there have been any account activity. Also, if you are using a simple password or one that can be guessed easily, change it to something more difficult. The site itself may be secure, but people normally use a simple password and anyone who knows you can probably guess it, like your pet's name or your car number etc. The bank or other secure sites cannot do anything about this. This is like leaving your ATM card on the table with your pin no written on a piece of paper next to it. Anyone can go access your account with that. It does not mean there is a problem with the ATM machine.

    Of course, I do not know the real details, and it could be a problem on the bank's side. But sometimes it is on the user's side as well.

  12. #12
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    It suddenly happen when Maybank is
    reducing our staff for retrenchment,
    vss, transferred while there are still incompleted movement..
    the first time login was temporary password
    I realised that by taking second password to attempt..
    all transactions are working properly, while
    the money are not getting inside..

    I would like to prefer CIMB clicks..
    not meaning my connection are slow...

    If other members wishes to use Maybank online..
    I'll advice "beware of the hackers"
    somehow the word <online security watch>
    doesn't mean security secured..


    5 TIPS TO PROTECT YOURSELF ONLINE

    Watch out for suspicious e-mail or pop-up links.
    NEVER click on a URL link in e-mail or fill out forms in e-mail requesting you to confirm or update personal information, even if it threatens dire consequences if you donít reply.

    Even if the e-mail seems to be from a genuine web site or someone you know, call first to check or type the web URL to log on to the site yourself (not from the e-mail). Also, never send your personal information to anyone by e-mail.

    Phishing can happen by phone too. You may receive a call from someone pretending to be from a bank or company asking for your personal information. Or the person may inform you that you have been a victim of a fraud. Always verify the callerís identity first. Credit card companies do call customers if they notice unusual activity on your card but they will only enquire about specific transactions. They will not ask for your account number or personal information.

    Protect your computer with anti-virus, spam filters and firewalls.
    Update your Operating System and Internet Browser regularly to ensure that you are protected. Use anti-virus software and, if possible, personal firewalls. Ensure your anti-virus software is up to date with the latest signatures.

    Scan your PC for viruses and update your browser regularly.
    Take some time to visit any popular anti-virus web site to scan your PC. This will alert you to any virus or malicious programs in your computer. You can often download the latest security and critical patches from these sites too.

    Be cautious about clicking on pop-ups and free stuff.
    Beware of downloading free programs and web content offering to increase the speed of your computer, free gifts, get rich quick schemes, etc.

    You may click on these links out of curiosity or simply to read. However, in pharming scams, such content can be programmed to download a virus or malicious program or spyware to your computer while you are browsing. After that, when you type the address of a legitimate website, you are taken to a fake web site. Any personal information you provide at the fake site such as user name, account number, credit card details can be stolen and fraudulently used.

    If you share your computer with others, ensure they do not visit such sites and unknowingly download malicious content.

    Be selfish about sharing your password.
    Online fraud frequently occurs when someone has compromised the security of their password through sharing. Do not share your password with family, relatives, friends or anyone, however harmless and convenient it may seem at the time. Your password is the key that opens the lock to your personal information and should be guarded as safely as your car keys.

    Finally, always clear your cache each time you logout after an Internet session. This is especially important if others have access to your computer or you use a computer in public places such as Internet cafes.

    Well, itís easy, isnít it? Just take these five steps to enhance the way you protect your personal information and ensure your Internet experience is enjoyable.

    Security Alert (23/5/2008)

    Donít be fooled by FAKE M2U!
    Never click on e-mail links
    http://marchantschmidt.com/photos/ma...ank2u_com.html
    http://210.217.236.12/wmaster/pop/mayredi.html
    http://chrysantheme.guilde.free.fr/p.../mbb_login.htm
    http://lordsofexodar.free.fr//images/mbb_login.htm

    If you suspect that you have been tricked into giving your ID and Password at a fake web site, change your password immediately by directly logging in through Maybank2u.com, a complete one-stop financial portal. You should also report the phishing web site or e-mail.


    From: Maybank Group
    [mailto:info@wait-sourceonline.com]
    Sent: 09 May 2008 07:27 AM
    Subject: Important: Invalid Information (Account)

    Dear Maybank Malaysia Customer

    Maybank is here by announcing to our customers about our New May 2008 Security Process. We have upgraded our new SSL servers to serve our customers for a better and secure online service, against fraudulent activities.

    After you have successfully completed the first step of this security upgrade, we shall then send a TAC Code to your mobile phone. You are then required to fill in the TAC code you received on your mobile phone in page two of the security upgrade.

    Due to this recent security process, you are requested to secure your Maybank Internet Banking Information by following the reference below.

    OpenDNS

    Regards

    Customer Support
    Maybank Group

  13. #13
    Join Date
    Jan 2007
    Location
    -
    Posts
    365
    Rep Power
    167
    If the user used a simple password, or gave the password to someone else, or gave the password to the bank customer service people, or replied to a fraud email with the password, or entered the username and password at a phising site etc etc, then that is not really a bank security issue.

    That is different from saying the bank system has been compromised. If there was such a security breach, many more acounts would be affected and much more money would have been lost.

    The message you posted above, is it a fraud message received and the users followed the instruction and gave away their username and password and thus they lost money from their accounts?

    I guess it is because this link does not work.
    OpenDNS

    So it looks like someone setup a phising site and users provided login information there. If so, again, this is not the bank site being hacked. Please correct me if I am wrong.
    Last edited by mylinear; 03-06-2008 at 07:40 PM.

  14. #14
    Join Date
    Jan 2008
    Location
    Malaysia
    Posts
    645
    Rep Power
    159
    Those message above are not scam... they didn't ask for users pw..
    go to nearest maybank and get some info...

    how to describe bank security issue..
    -they've just failed to monitoring promotion/any advertising held by the
    admin / company..managing fund, saving password to remember...
    have ya' ever know the bank data saving millions of users ID / PW ?

    Before our savings dissapear... please avoid Maybank Online..

    for example using canag_designertor is 16 characters.
    I didn't know is whether easy to remember..
    I didn't know fraud email are not working properly, may could
    be the real genuine is a scam..
    Installing xp need license code..isn't it right ?
    then get pirated one..Affordable...

    most users are entering the website address by purpose of
    when they need fastest, accuracy...transfer, deposits
    reliable funds..
    and it could be own fault mistakes if were failed to accomplish ??
    nope.. I damn didn't think so ?

    The bank system is ready to compromise..
    if they been operated by devil programmer..
    someone is updating a phishing site may could be the one in a million
    maybank staff.. or could be someone else EX- maybe..or could be 9 years old
    super genius hacker...who knows..

    * for those other member reading this thread, I'm not saying the financial biggest in Malaysia Maybank is poor, not professional..but we are sharing the same story...
    learning process is just to begin..
    to administrator WMC, none of you are devil..
    Last edited by canagdesigner; 03-06-2008 at 11:06 PM.

  15. #15
    Join Date
    Jan 2007
    Location
    -
    Posts
    365
    Rep Power
    167
    Quote Originally Posted by canagdesigner View Post
    have ya' ever know the bank data saving millions of users ID / PW ?
    Such systems do not save the password in plain text. They are saved in encrypted format. So the password cannot be read by just looking at it.

    Quote Originally Posted by canagdesigner View Post
    The bank system is ready to compromise..
    if they been operated by devil programmer..
    It is not as easy as that. These systems undergo system security audits.


    Quote Originally Posted by canagdesigner View Post
    someone is updating a phishing site may could be the one in a million
    maybank staff.. or could be someone else EX- maybe..or could be 9 years old
    super genius hacker...who knows..
    Again, please don't confuse phishing site and hacking. Phishing sites are setup to fool users into providing info. And then the accounts can be accessed in the "normal" way. This does not mean that the system has been hacked or compromised.

Page 1 of 2 1 2 LastLast

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. may i have some advise
    By juzplay in forum Paid Hosting Discussion Forum
    Replies: 10
    Last Post: 06-04-2008, 02:55 AM
  2. Autoresponder? Please advise.
    By gohpk in forum Other Internet Marketing Methods
    Replies: 5
    Last Post: 13-11-2007, 03:48 AM
  3. advise me pls :)
    By muw360 in forum Paid Hosting Discussion Forum
    Replies: 3
    Last Post: 05-09-2007, 02:11 AM
  4. Need you advise
    By kromok in forum Domain Names
    Replies: 6
    Last Post: 29-08-2005, 09:33 AM
  5. PLease advise =(
    By ronan in forum E-Commerce
    Replies: 4
    Last Post: 06-04-2005, 09:46 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Search Engine Optimization by vBSEO 3.5.0 RC1 PL1

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112