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Thread: Citibank Cash Back Credit Card, How's the rewards?

  1. #1
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    Citibank Cash Back Credit Card, How's the rewards?

    I know citibank cash back credit card but still unclear about the rewards system that offered..actually if you have no carried forward balance then u only get 0.2% rebated...while if you have rm101-4000 carried forward balance, then you can get 0.5% rebate, >rm4000 carried forward balance will entitled to get 1% cash back..>8k will get 2% cash back..

    Yet.i have confused with another tier system which provides 0.4%, 1% and 2% cash back...if you have carried forward balance with <rm2000 then will get 0.4% rebate, rm2000-rm5000 will get 1%, >rm5000 carried forward balance will get 2%...

    May i know why got such different? for my case, i always pay off outstanding balance every month, so wil get 0.4%...why no 0.2%? how they divide both system?
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  2. #2
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    I think the 0.2 and 0.4 is for clear card. 1-2% is for gold.

    The more you owe them, the more interest you pay, so the slightly more rebate they give you may not be as much as what you're paying them :P So give you more rebate but you're paying more.

  3. #3
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    actually citibank changed their cash back reward scheme since 1st aug 2007..

    for outstanding balance <=2000 then will get 0.4%, 2001-5K will get 1.5% rebate, >5k will get 2% rebate
    LimPek's Funny Blog

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