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Thread: EPF Top Up Saving

  1. #1
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    EPF Top Up Saving

    You can top up in your EPF Account 1 in order to maximize your retirement savings. The minimum amount for each top up is just MYR 50.00. This saving can only be withdrawn when the toppee reaches the age of 55, or Death.
    I just want to know is it worth to put money into EPF account??
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  2. #2
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    if conservative saving, is consider a good way to save.

    5% return yearly, is better then FD. But we have to challenge with our age

    but most of the resident at malaysia, they will find they way to take out money from EPF, such as buy house, and even take to buy epf. I don think much people will save there.
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  3. #3
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    my brain will said that if I'm on
    55 years now.. and year of 2015..
    many prices will growing up fastness..
    living cost, food and reflexology,
    nowadays, I spent about RM 2000 to pay
    all the bills incurred and the balance
    about MYR 219.50 for monthly expenses !!!

    I wish to withdraw my EPF saving..
    maybe a little amount really worthless..
    also for school education..
    we have to spent RM 7000 annualy
    and it should increased..

    what's left ???

  4. #4
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    mostly during budget, they declaire inflation is about 5% each year... so they only give about 5% at EPF

    but our actual inflation is more then that.
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  5. #5
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    the government need to include
    subsidy allowance on staff loan housing..
    this will solve mine..

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