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Thread: Online Payment

  1. #1
    Join Date
    Oct 2001
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    Kuala Lumpur
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    Online Payment

    I guess the best method I can think of so far is to open an account in Singapore so that you can register with PayPal. But PayPal is no longer free for accepting credit cards and you have to upgrade to the Premium service. Still it is the cheapest and simplest by far.

    Anybody found a better alternative??

  2. #2
    Join Date
    Jul 2001
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    Kolumpo
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    You can use http://www.paysystems.com/

    One time set-up fee $49.00
    Type A Discount Rate and Per Transaction Fee 3.95%* and $1.00*
    Type B Discount Rate and Per Transaction Fee 5.5%* and $0.45*
    Rolling reserve
    (for period of 6 months)
    5.00%


    Features Include…

    Real-Time Account Reporting
    Cutting-Edge Fraud Screening
    Charge-Back Management
    Refund Management
    Full Transaction Gateway
    24/7 Merchant Support / Toll-Free Number
    24/7 Cardholder Support / Toll-Free Number
    NO Application Fees
    NO Monthly Fees
    NO Statement Fees
    NO Gateway Fees
    NO Leases
    NO Maximum or Minimum
    FREE Deposit of Funds in the US
    FREE Shopping Cart and Cataloguing Systems
    FREE Use of Secure Server
    Multi-currency payment processing
    Real-time check processing
    Unlimited product database
    Unlimited item sale price
    Unlimited monthly volume and transactions
    Unlimited customer database

  3. #3
    Join Date
    Nov 2002
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    Don't forget that Paypal only accepts transactions from certain countries.. If you are going to access your account from Malaysia, I have read somewhere that no matter where you open your bank account, you would not be able to access your paypal account outside of the countries mentioned on their (website). Their system does a check your IP address when you login. I may be wrong on this, so you may want to check with Paypal first..

    Another processor that you can use is 2checkout.com. It has almost the same features of paysystems.com. They have been getting very good reviews and I have been using them for about two years and never had a problem..

    Cheers,
    Ashley Weller
    Host247.com
    KLGlobal.NET
    Not Just Ordinary Features

  4. #4
    Join Date
    Mar 2002
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    Money Bookers

    A new alternative to Paypal are Money Bookers. They even have Ringgit Malaysia (RM) as your choice of currency:

    Money Bookers

  5. #5
    Join Date
    Apr 2003
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    try worldpay.com

    .

    --------------
    www.webhostingtalk.com.my

  6. #6
    Join Date
    May 2003
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    Too much!

    The rates for worldpay is too much! 150GBP + 75GBP is equivalent to around RM1,200. You know that? You gotta pay monthly fees too. Definetly no,no.

    As for paysystems, they suck. 5.5% + 0.45 is okay if it's in US currency but they charge GBP. That means if 5.5% X 6 + 0.45 X 6. What are we gonna make? 5 sen per product???

    Moneybookers aren't gateway processors solutions.

    I registered with 2checkout but my list was on banned products and I didn't noticed it. Sigh

    My only option now..................ccnow..but they do huge rates....11% for USD100 excess...........OUCH

  7. #7
    Join Date
    May 2003
    Location
    KL
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    Smile

    Try our very own (Malaysian) www.commercepayment.com I'm using them and they are much more friendlier than worldPay (I have another site with them too) and ccNow (and this too --but at the old rate *heheh*) ...

    Commerce Payment's rate are not bad either. 4.5% and they charge in MYR. Don't think there is any setup fee, but you must pay their monthly fee upfront for 1 year. But overall, these guys are nice people and you get value for money. Look for YLChew.

    Oh, they only accept Visa/Mastercard (no Discovery, Solo/Switch, etc, etc).

    regards,
    - Joseph
    ================

  8. #8
    Join Date
    Mar 2004
    Location
    Ipoh
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    Anyone tried using Moneybookers.com?

  9. #9
    Join Date
    Jun 2001
    Location
    Malaysia
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    10
    I had paid once to a online store using Moneybookers.com. The payment process is very good. Before they charge to your CC, they will send you a SMS with a special code to ensure your mobile phone no. is valid. This will help in reducing frauds.

    https://www.commercepayment.com looks great as well, but never heard about them before, I am going to do more research on them.

    We have being using WorldPay and PaySystems for years as well, there is no monthly fee on WorldPay.

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