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Thread: online payment? How?

  1. #1
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    online payment? How?

    Hi guys,
    I'd would like to try start selling stuffs online
    and i was wondering about payments... how is it done?

    n i saw discussion on paypal and etc etc... kinda cost a lot...
    I'd like to enq, is thre any way to avoid using those xpensive and complicated payment method?

    does d bank accounts online shows who sent me d money? y and y not 2 use manual back to bank transfer?

    And why is malaysia banned from directly withdrawing $$$ from paypal?

    apparent noobie here, forgive my ignorance,
    stil diggin for answer as tis forum has tons o info.

    thx

  2. #2
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    Quote Originally Posted by tenshiXIII View Post
    Hi guys,
    I'd would like to try start selling stuffs online
    and i was wondering about payments... how is it done?
    99.99% of all online seller are using credit card for payment. Its all about convinience and fast...

    Quote Originally Posted by tenshiXIII View Post
    n i saw discussion on paypal and etc etc... kinda cost a lot...
    I'd like to enq, is thre any way to avoid using those xpensive and complicated payment method?
    all online payment processor charge a certain amount of transaction fees. this is usually around 3-5 % per transaction amount and varies among each processor. So far i haven't come around one that offer free service.

    Paypal is one of the most trusted payment processor around. Of coz there a few local processor around but their fees are much higher...
    if paypal is considered expensive to you... i guess no other payment processor will suit you....

    Quote Originally Posted by tenshiXIII View Post
    does d bank accounts online shows who sent me d money? y and y not 2 use manual back to bank transfer?
    Selling online is about convinience and fast... if you saw something you like you can straight away buy using credit card.

    The main reason you wanted to buy online is you don't want to leave your house for a certain thing. Let say the online site ask you to place order and go to the bank to bank in the money... isn't it better for you go go directly to the normal retail shop and buy it there???

    For seller point of view, there less work to be done coz you don't have to wait for customer to bank-in the money. If the customer don't bank in the money, then you need to call for the payment.. isn't this unnecessary work???

    With credit card you can know tat the money is in instantly and you can start packaging and send the items to the purchaser.


    Quote Originally Posted by tenshiXIII View Post
    And why is malaysia banned from directly withdrawing $$$ from paypal?
    this one you need to ask paypal for it... if i'm not wrong, malaysia is one of the country that rated high is credit card fraud especially in the past few years.

  3. #3
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    Talking about paypal, actually there is a way for us as Malaysians to withdraw the money through the local banks. They are quite a number of Malaysians who wrote the guide on withdrawing paypal money, you just have to look for it.

    p/s: It's been many soo many months since I am away from this forum.

    I'm back now!

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    Quote Originally Posted by zmusa07 View Post
    Talking about paypal, actually there is a way for us as Malaysians to withdraw the money through the local banks. They are quite a number of Malaysians who wrote the guide on withdrawing paypal money, you just have to look for it.

    p/s: It's been many soo many months since I am away from this forum.

    I'm back now!
    basically...as at this point you still can not withdraw your paypal money directly to your local bank. Its only allow a US bank if you are registered as a malaysia account.

    The way others do is to go through a third party services like international debit card or US bank with visa card facilities. This have been disccussed many time in this or other forum. Just search for the keyword "Accent card, vim card, etrade" and you will find quite a handfull info on this...

    anyway... i heard some rumours that says paypal will open it facilities here sometimes in end of years.. hope this is true.

  5. #5
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    I suggest if want make a real online business, better register for merchant account, not paypal, because soon you will discover problem on paypal for your business, i am one of the victim on paypal who lost quite alot of money

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    Can you explain in more details on what happened in your case entrepreneur8 ?

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    ya... i also wondering wat happen to your paypal acc entrepreneur8...
    normally paypal won't freeze an account unless your nature of biz is somehow in conflict/violated their services...

    2 of my customer have been using paypal for more than a year now and its working fine for them. They have no major trouble so far except the time when Paypal ask them to fax over their utilities bils for double confirmation of thier identity. after they fax it over, thing was fine with their acc till now. I guess this happen with one of our members here also by the is of louiss...

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    Quote Originally Posted by iamfreelancer View Post

    anyway... i heard some rumours that says paypal will open it facilities here sometimes in end of years.. hope this is true.
    that was great!!! we all are waiting for this oppurtunity...
    I blog IT Engineer LIFE at iCalvyn.com

    DreamNetwork If you don't mind Pirated

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    Quote Originally Posted by calvynlee View Post
    that was great!!! we all are waiting for this oppurtunity...
    Hope that is true. We've been hearing it for years

    PayPal withdrawal in Malaysia. Yahoo Publishers Network accept Malaysians...etc etc, sigh. Let's call it the Webmaster Malaysia's Dream

  10. #10
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    I have been withdrawing from PayPal via VMI, no problem at all

    - MENJ

  11. #11
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    Which merchant account are you guyz using? (if you are).. My dad won't apply to paypal cuz he saw the paypalsucks website.. Oughta scare d sh** outta anyone.. Anyway, if u have paypal, just withdraw your money ASAP even though its merely $100.. Paypal will burn your account for no good reason

  12. #12
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    Hey Guy!

    You can try 2CheckOut.com, although you have to pay the setup fee and transaction charge is higher, but it is quite useful for Malaysia. When you request to withdrawn your money, they will send a cheque to your house or office for you.

  13. #13
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    Check out iPay88 : Malaysia Online / Internet Payment Gateway - a malaysia payment provider which provide Credit Card, M2U, RHB Online, HL Bank Online, AMBank, Alliance, FPX, Mobile Money and Pospay. Rate wise cheaper compare to Paypal (will cost around 5-9% after currency conversion and they are very strict if your customer lodge complaint to them ... your money will be stuck with them for few months.)

  14. #14
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    Withdraw Paypal For Non US-Citizens

    Hi,

    There're some methods I know to cashout Paypal funds for non US.

    Open US bank account can be a good methods. we need to fill some forms. If you know the trick, you do not need to deposit $1000 to have the VISA ATM card. Just with $5-$10 you already have the ATM card. How much the ATM withdrawal fee, set-up fee, monthly fee, etc.

    For further information, visit :
    www(dot)easywithdrawpaypal(dot)com

    If you ever know about virtual offices, in there you'll also see some virtual office including their features such as annual fee, set-up fee, ATM withdrawal fee, etc. So you can compare by yourself and only choose the one that fit you best.

    You can compare some debit cards too, because all of each debit card's feature are already there, one by one.

  15. #15
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    been using iPay88 for several months now! its great and they pay in RM every week!

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